Fast Flexible Funding

We understand that not every business has the time, resources, and qualifications necessary to obtain an SBA loan. First Financial strives to offer a broad spectrum of financing solutions that meet the varying needs of our clients. Our Flexible Funding options can provide the cash infusion many businesses need in as little as 24 hours.

Our credit expertise and proprietary technology ensure your cashflow is not stressed with a loan. Your profitable growth is our main objective.

Loan Amounts

$10k – $500k, Simple interest with no pre-payment penalties

Flexible Terms

6, 9, 12, 15, & 18 Months

Payment Options

Daily, Weekly, Or Bi-Weekly

Online Application

5 Minute application

No Credit Score Impact

A soft credit check ensures that your credit score remains unaffected, as it does not result in a credit inquiry on your record.

Minimum eligibility requirements

Business established for at least 1 year
8 or more deposits per month totaling $10k in a business bank account
$3000 minimum cash balance
Annual revenue of $120,000+
Not listed on the prohibited industries list

What is needed (*required)

* 3-Months bank statements
* Drivers license
* Voided check
* 80% of business ownership must sign personal guarantee (100% > $300k)
Most recent FULL year tax return (>$150k)
Business lease (>$150k)

Embark on Immediate Business Growth with Assurance

Short-term loans are pivotal in propelling your business forward quickly and efficiently. At First Financial, we’re dedicated to making the financing process for your immediate business needs smooth and efficient as possible.

With First Financial by your side, you can move forward with confidence, knowing that you have the resources to support your business’s immediate objectives. Reach out to our experts today to explore how our short-term loans can help you achieve your immediate business aspirations.